How to Pay for Rehab Using United Healthcare

Two options are available when deciding how to pay for treatment at Footprints to Recovery. Paying out of pocket for the cost of rehab is always the first. If you can afford it, paying out of pocket for rehab prevents having to rely on anyone else to support you through the process. This type of payment allows automatic admittance into our facilities at Footprints to Recovery.  

The second type of payment is going through your insurance plan to cover some of the costs. Depending on your insurance company, your policy may be able to cover most of, if not the entirety, of the cost of your treatments here at our facilities. 

Addiction disorders are nothing to downplay, and neither are the costs of treatment for them. Although it can be stressful even thinking about how to pay for rehab, we believe there is no price to your health and wellbeing.  

We also understand that not everyone will be able to afford thousands of dollars of treatment by paying on their own, so we want to help you receive every ounce of help you can possibly get. If you believe you or someone you know may be suffering from some type of addiction disorder, our specialists are available to answer your questions and help you find the best possible solution to paying for treatment

united healthcare for addiction treatment coverageThe Importance of Choosing the Right Fit

Choosing the right treatment center for your addiction disorder is a very important part of the recovery process. If you find a treatment facility you think you would be interested in, you need to research as much as you can about types of treatments offered there as well as their success stories that have come out of their treatments. 

You also want to find a center that is close enough to your loved ones, so they are able to visit you during your treatments. By doing this, you set yourself up to find the best fit for your needs. 

Our three Footprints to Recovery facilities are located in Colorado, Illinois, and New Jersey. By having multiple treatment centers, we are able to cater to many different areas within the U.S. We also offer many different therapies and levels of care to attract as many potential patients as possible. By having a variety of therapies and locations, we hope to help as many individuals with addiction disorders as we can. 

United Healthcare Facts

United Healthcare was started in Minneapolis in 1977 and is made up of over 160,000 employees in 21 different countries. In 1998, United Healthcare teamed up with Optum to create a joint venture called UnitedHealth Group. Together, both companies cover over 45 million individuals, 6,000 healthcare providers, and 800,000 physicians and staff worldwide under their policies.

United Healthcare was also voted #1 for five years in a row on Forbes’ “World’s Most Admired Companies” list. Because of this, it is recognized as one of the most well-known insurance companies around the world.

What is the Difference an In-Network and an Out-of-Network Policy?

Knowing the difference between in-network and out-of-network companies will allow you to save as much money as possible during your stay at Footprints to Recovery.

In-network insurance companies are those that we have partnered with to offer even more coverage than you would receive if you only went through the insurance company. 

Out-of-network companies are ones that we still accept the policies of, but we do not have current partnership discounts. We encourage holding a policy with one of our in-network companies like United Healthcare, so you can receive the most financial assistance with your addiction and mental health treatments.

We understand the importance of knowing the exact amount you may have to pay out of pocket for your treatments. Upon inquiring about insurance coverage information, our staff at Footprints to Recovery will review your current United Healthcare policy. You may be entitled to a large amount if not full coverage of your rehab through your policy, and we know this could be the deciding factor of whether or not you attend treatment at one of our facilities. 

How We Review Your Policy

More people than ever are able to afford insurance to cover the medical costs of mental health and substance abuse treatments. Our team at Footprints to Recovery can work with your United Healthcare representative to determine what types of treatments will be covered under your current policy.

At Footprints to Recovery, an independent review of your United Healthcare coverage will determine: 

  • Which treatment programs you will be eligible to receive funding for
  • The length of time that will be covered 
  • If the level of care (inpatient or outpatient) will be covered

Once we review your United Healthcare policy, we will be able to help you pay the least amount of money from your own pocket for your treatment. We understand how vital this is to health as well as your financial future.  

Coverage for Substance Abuse Treatment

There are many costs that go along with your substance abuse treatments. Depending on the level of care you need, the medication you will be prescribed, and the length of time you will spend within our facilities, the amount of treatment can add up. This is why it’s important to find an insurance company that will offer the highest level of coverage for your time at rehab. 

Just like most other insurance companies, the coverage you’re eligible to receive for substance abuse treatment is based on what plan you currently hold under United Healthcare. Because United Healthcare is such an established company, it is more than likely that a large amount of your treatment will be covered.

Inpatient vs. Outpatient Treatment Coverage

Once you have decided Footprints to Recovery is where you would like to attend treatment, our specialists will evaluate your physical and mental state. Depending on the level of care, we believe you need to make a full recovery. We will recommend either our inpatient or outpatient method of treatment. 

The difference between our inpatient and outpatient treatments will be the level of care you receive and the length of time you stay. Inpatient treatment is a more serious form where there is a very structured schedule for treatment and therapy.  Outpatient treatment is meant for those with less severe cases of addiction that want to maintain some sort of normal schedule while going through therapy. 

Because inpatient treatment is more extensive, the cost will obviously be higher. Our specialists will work hand in hand with your United Healthcare provider to determine what costs are able to be covered under your policy. We encourage you not to worry if you require inpatient treatment because your plan is more than likely to cover a large amount of the cost.

Detoxification Coverage

Medical detox is often times the first part of the recovery process, and it is defined as the gradual removal of the abused substance a person’s body. Detox is a very difficult process to go through because the addicted person will experience very painful withdrawal symptoms. Some of these symptoms can include cold sweats, fatigue, painful muscle tension, heart palpitations, irregular heartbeat, and even seizures in very extreme cases. Completing a medical detox is essential to making a full recovery from substance addiction because it allows the addict to become completely sober after abusing drugs or alcohol for so long. 

We offer 24/7 care in our medical detox program here at Footprint to Recovery because we know how difficult the withdrawal process can be. Depending on the severity of the addiction, one of our patients may be facing; detox can take anywhere between a couple of days to a couple of weeks. 

No matter the amount of time you require to complete the treatment, you will be completely covered if you require alcohol or benzodiazepine detoxification. Other forms of detox coverage will be evaluated by our staff and your United Healthcare representative.

Mental Disorder Coverage

A common reason for the development of an addiction disorder is a preexisting mental disorder that was not treated. When we evaluate potential patients at Footprints to Recovery, our specialists know that testing mental health is essential to determining what types of treatments will be needed for the best chance at a full recovery. If a mental disorder like anxiety, depression, bipolar, etc. is found, patients will be placed within our dual-diagnosis program to treat both disorders at the same time.

When it comes to coverage for mental health and dual-diagnosis treatment, United Healthcare is able to provide some level if the therapies are being evaluated and managed by a certified physician. Policyholders are eligible for coverage for up to 190 days if they are required to stay in inpatient facilities.

How Footprints to Recovery Can Help

Our staff at Footprints to Recovery has extensive experience when it comes to working with United Healthcare representatives. We understand the importance of being a facility that appeals to your health and your financial situation at the same time. 

If you or someone you know is thinking about attending one of our treatment programs but isn’t sure if he or she is able to afford it, don’t hesitate to contact us today at (877)-210-5807. We work around the clock to provide you with answers to your questions at any time of day.

References:

https://www.beckershospitalreview.com/payer-issues/25-things-to-know-about-unitedhealthcare.html

https://www.unitedhealthgroup.com/newsroom/posts/2019-08-30-improving-access-behavioral-care.html

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