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While addiction treatment can save you money in the long run, as well as significantly improve your quality of life, the cost can sometimes feel like a barrier. At Footprints to Recovery, our goal is simple: We want to make treatment as available and affordable to you as possible.
“Treatment” is an umbrella term that describes various approaches for addiction recovery. It can include formal treatment programs, but it can also mean free community programs, 12-step groups, holistic approaches, and medication. Many times, people engage in a variety of treatment approaches to find the strategy that works best for them.
With that in mind, most experts agree that formal treatment programs are essential for addiction recovery. While the other options often support aftercare efforts, many people need the structure, support, and monitoring associated with a qualified rehab.
How to Pay for Rehab
Our team at Footprint to Recovery is dedicated to helping individuals overcome addiction and find long-term recovery. We understand that the financial burden of treatment can be a barrier for many seeking help. That’s why we offer various payment options and work with insurance providers to make our services more accessible.
There are many ways to pay for and receive help with treatment payments. Our staff will work diligently with you to help you understand all the possibilities. Some of these include:
- Insurance
- Private financing
- Sliding scale options
There are also public addiction treatment programs, like non-profit. These provide free or low-cost services if you can’t afford treatment or don’t have insurance to offset some of the costs. Treatment providers may also offer scholarships for those in need. It’s essential to explore all these options and find the best fit for your unique situation.
How to Use Insurance to Pay for Addiction Treatment
If you have health insurance, the Affordable Care Act (ACA) ensures that you have coverage for mental health and substance abuse treatment services, just like you do for medical and surgical procedures and services. This is called parity.
Every insurance provider and specific plan is different in how they provide coverage, the level of coverage, and what treatment services are covered. Insurance coverage varies from state to state, provider to provider, and plan to plan.
The best way to find out what portion of your treatment is covered by your insurance is to let the staff at Footprints to Recovery contact your insurance provider. We can work with the insurance representative to ensure you are notified of the maximum amount of coverage possible.
How to Pay for Rehab Without Insurance
If you don’t have insurance, you may wonder how people pay for rehab centers. The truth is, there are many ways that individuals can afford to pay for their substance abuse treatment. Here we discuss paying for rehab with a credit card and sliding scale fees based on income.
Paying For Rehab With A Credit Card
It may be possible to use a credit card to pay for your treatment. Every credit card has specific credit limits based on your credit score, monthly income, and other cards. You may qualify for a 0% balance transfer offer, which means you aren’t responsible for paying any interest on your balance.
Some credit card companies specialize in medical costs.
That said, credit cards may have restrictions, and it’s important to be aware of them. For example, the limit may not be high enough to fund the cost of treatment. It could be challenging to make monthly payments, and interest rates may be high.
What If I Can't Pay for Rehab?
The decision to seek professional help for addiction can be a difficult one, and it may come with its own set of challenges. One common concern that many people face when considering rehab is the cost. It’s no secret that addiction treatment programs can be expensive, and not everyone has the means to cover these costs.
If you find yourself in a situation where you are unable to pay for rehab, don’t lose hope. There are still options available to you that can help make treatment more affordable.
Rehab Payment on a Sliding Scale
Some treatment facilities offer sliding-scale services for clients facing financial hardships. Sliding-scale fees will take your income and financial situation into account when charging for services. They will help reduce the cost of treatment based on what you make in a year.
This is how those with lower annual incomes can afford the same therapy and treatments that people of higher incomes do. The sliding scale is put into place so everyone has a chance to receive equal levels of care.
At Footprints to Recovery, our Financial Hardship Program offers assistance for those who need financial support but still want to receive high-quality addiction treatment. We understand that the cost of treatment can be a barrier for some individuals, and we are committed to making our services accessible to everyone.
Our program is designed to help individuals with limited resources by providing discounted rates and payment plans based on their income level. Our team works closely with clients to determine what they can afford and create a plan that will make treatment affordable without sacrificing quality.
Financing Options for Rehab
We believe that everyone deserves access to effective addiction treatment, regardless of their financial situation. That’s why we partner with organizations and foundations that share our mission of providing affordable addiction treatment.
Our partnership with Prosper Healthcare helps to provide flexible, affordable loan solutions designed specifically to cover treatment costs. With Prosper Healthcare, you can apply for full or partial financing, making it easier to access the care you need without the financial stress.
Treatment Scholarships
We believe that everyone deserves a chance at recovery, regardless of their financial situation. Sometimes, even with a wide array of financing options, there are still people who cannot afford the full cost of treatment. That’s where our scholarship program comes in.
Our scholarship program offers free rehab services to those who qualify. It is one of the many ways that we strive to make treatment more accessible and affordable for all. Through our scholarship program, we have helped countless individuals start their path to recovery.
Find Out More About Our Rehab Payment Options
Are you or a loved one struggling with addiction and feeling overwhelmed about where to start? Taking the first step towards recovery is the most crucial. At Footprints to Recovery, we understand how difficult this journey can be, which is why our admissions process is designed to be as welcoming and straightforward as possible.
While a lack of insurance or other financial difficulties may pose challenges, it doesn’t mean you can’t get help for addiction and ongoing support in recovery. There are numerous options to help you offset the cost of rehab.
Don’t let uncertainty about how you’ll pay for rehab stop you from reaching out. The Footprints to Recovery staff is available 24/7 to answer questions about how to pay for treatment. Call us today to learn more about our admissions process, treatment costs, and how we can help make this important transition smoother for you or your loved one.
Our admissions team is available 24/7 to listen to your story and help you get started with the next steps.
